Carl Richards

Carl Richards, an esteemed figure in the realm of personal finance, has carved a niche as a CERTIFIED FINANCIAL PLANNER™ and currently serves as the director of investor education for the BAM ALLIANCE—an influential network of over 130 independent wealth management firms across the United States. Born and raised in Utah, Carl's journey into the complex world of finance has been marked by a commitment to demystifying the subject for a broader audience. His insightful weekly column, "Sketch Guy," featured in The New York Times, has garnered a loyal following, and his contributions as a columnist for Morningstar Advisor further cement his role as a trusted voice in financial education. Richards is also a sought-after speaker, captivating audiences at financial planning and visual learning conferences globally. Among Richards' notable works is "The One-Page Financial Plan: A Simple Way to Be Smart About Your Money," where he distills complex financial strategies into accessible and actionable advice, earning praise for its clarity and practicality. Another significant contribution is "How I Invest My Money: Finance Experts Reveal How They Save, Spend, and Invest," which offers readers a rare glimpse into the personal financial philosophies of industry experts. His debut book, "The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money," is rooted in the simple yet profound sketches that have become synonymous with his name, providing readers with a visual approach to understanding financial behaviors and decision-making. Richards' distinctive style, characterized by his ability to translate intricate financial concepts into engaging and digestible content, has revolutionized how individuals perceive and interact with their finances. His work often explores themes of behavioral finance, emphasizing the psychological aspects of financial decision-making. Beyond his written contributions, Richards' artistic endeavors have been showcased in esteemed venues such as the Kimball Art Center and The Parson's Gallery, reflecting his unique ability to blend art and finance. Residing with his family in Park City, Utah, Carl Richards continues to be a pioneering force in financial literacy, inspiring countless individuals to achieve financial clarity and confidence.